Here is an excerpt from a very good article written by Manulife about the reality of your biggest asset: Canadians’ ability to earn income is usually their biggest asset, more valuable even than their home or other investments, and that asset is at greater risk than many realize, through death, disability and illness, says Steven […]
It’s the new year and with that the fast approaching “RRSP season”. Most of us procrastinate on this and wait to the 11th hour to make a decision as to whether to put money into an RRSP and if so how much and into what investment. Usually our money goes to our favourite bank or […]
The following video explains the three different ways people make major purchases -the deptor, the saver and the wealth creator. The wealth creator uses his own bank using the cash value in his whole life insurance policy to borrow from while the underlying asset simultaneously continues to grow.
Guaranteed Monthly Withdrawal Benefit (GMWBs) investment products may soon be the thing of the past. These are insured investment products that allow you to participate in the market but should the markets drop or be unfavourable, provide guaranteed annual bonuses and a guaranteed annual income for life at time of retirement. (Click here to find […]
Estate Planning is all too often put off until it’s too late to take any considerable action. Many estate planning solutions are life insurance based. As with all insurance, the older a person gets, the more costly it becomes and the greater the chance that the insurance will not even be able to be offered […]
When looking at investments, people all too often overlook permanent life insurance as a viable investment option. Not only has it provided consistent decent returns over the years but it also provides excellent tax sheltering if used correctly. The article below by John E. Giorouard explains how this Great Depression proof vehicle can provide the […]
For those in or approaching retirement, guaranteeing your income and knowing how long you will receive it for is of utmost importance. It is especially important in times like these where market volatility could mean the difference between retiring next year or in 10 years. A handful of the insurance companies, with Manulife being the […]
As parents we want the best for our children. We want the best education, the best health, the best future. Setting your children up for wealth and security should be the top priority for all parents One insurance company has a fantastic product for parents looking to provide wealth and protection for their children. […]
With the recent turn in the stock market, many investors are getting that weary sinking feeling again especially those getting close to retirement. It is difficult to predict the markets. Wouldn’t it be nice to have your money invested in a product where there is guaranteed growth of your contributions, even if markets go […]
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