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When Will Interest Rates Rise?

The Bank of Canada will probably leave its benchmark interest rate at 1 per cent for a sixth consecutive decision. At this point, the smart money seems to be on there being no move before September or October. Derek Holt of Scotia Capital, an analyst with a particularly solid track record of prescience, says Mr. [...]

When Is It Worth Breaking Your Mortgage?

The following article illustrates that not all mortgages are created equal and that you should review your mortgage regularly to see if you can save money. Often you can and it can be substantial.

As always it is important to talk to an experienced mortgage broker to get unbiased, educated advice. Read full article.

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How to Pay No Tax When Withdrawing RRSPs

An RRSP is a great way to create tax deferred growth, to create tax write-offs and to create forced savings. The problem is it hinges on the idea that you will be in a lower tax bracket when you retire. For many that will be the case but for others, if they invest [...]